Payment Methods

Last Updated: May 8, 2024

At Lawtham, we are committed to providing a secure, convenient, and reliable checkout experience for all customers shopping at Lawtham.

This Payment Methods Policy explains the payment options accepted by Lawtham, payment processing procedures, billing responsibilities, transaction security, refunds, and other payment-related terms.

Lawtham offers fashionable apparel including Cardigans, Crop Tops, and Skirts.

By placing an order through our website, you agree to the terms outlined in this Payment Methods Policy.

1. Accepted Payment Methods

Lawtham accepts the following payment methods where available at checkout:

Payment availability may depend on the customer's device, browser, location, payment account, eligibility, and other conditions established by the applicable payment provider.

Customers should select an available payment method displayed during checkout.

All payments must be successfully authorized before an order can be processed and shipped.

2. Credit and Debit Card Payments

Lawtham accepts eligible payment cards through its available payment processing systems.

Supported card networks may include:

• Visa
• Mastercard
• American Express (Amex)
• Discover
• Diners Club
• JCB
• UnionPay
• Elo

Customers must provide accurate payment information when completing checkout.

Card transactions may be subject to authorization, fraud screening, verification, and security checks performed by the applicable payment processor or financial institution.

Lawtham does not intentionally retain complete card numbers or sensitive authentication information beyond what is necessary for processing, transaction records, fraud prevention, refunds, and legal or regulatory requirements.

3. PayPal

Lawtham accepts PayPal for eligible purchases.

PayPal may allow customers to pay using available PayPal balances, linked bank accounts, or eligible payment cards associated with their PayPal account.

PayPal transactions are processed through PayPal's payment infrastructure and are subject to PayPal's applicable terms, conditions, security procedures, and verification requirements.

Customers using PayPal are responsible for maintaining accurate account and payment information.

4. Apple Pay

Lawtham may accept Apple Pay where the option is available during checkout.

Apple Pay allows eligible customers to complete payments using supported payment cards stored in their Apple Wallet.

Availability may depend on the customer's Apple device, browser, region, card issuer, and Apple Pay eligibility.

Apple Pay transactions are subject to Apple's applicable terms and the terms of the underlying card issuer or payment provider.

5. Google Pay

Lawtham accepts Google Pay where available at checkout.

Google Pay may allow customers to complete purchases using eligible payment cards associated with their Google payment account.

Availability can depend on the customer's device, browser, country or region, card issuer, and payment eligibility.

Google Pay transactions are subject to Google's applicable terms and the terms of the customer's financial institution or card issuer.

6. Shop Pay

Lawtham accepts Shop Pay where available through the checkout experience.

Shop Pay may allow eligible customers to securely save and use payment and shipping information to complete future purchases more conveniently.

Shop Pay transactions are processed through the applicable payment infrastructure and may be subject to additional verification or eligibility requirements.

7. Venmo

Lawtham accepts Venmo where available during checkout.

Venmo may allow eligible customers to complete purchases using their available Venmo balance or eligible linked payment methods.

Venmo transactions are processed through Venmo's payment infrastructure and are subject to Venmo's applicable terms, conditions, security procedures, and eligibility requirements.

8. Payment Authorization

By submitting an order, customers authorize Lawtham and the applicable payment provider to process the amount displayed at checkout.

The authorized amount may include:

• Product prices
• Applicable shipping charges
• Applicable sales or other taxes
• Other charges clearly disclosed before order confirmation

An order will not be processed until the required payment authorization has been successfully completed.

Lawtham may place an order on hold if additional payment verification is required.

9. Currency

Unless otherwise stated during checkout, prices on the Lawtham website are displayed in United States Dollars (USD).

Customers using international payment accounts or cards may be responsible for currency conversion fees, foreign transaction fees, or exchange-rate differences charged by their financial institution or payment provider.

10. Payment Security

Lawtham takes reasonable measures to protect payment and transaction information.

Security measures may include:

• Secure checkout technology
• Encrypted transmission of sensitive information
• Payment gateway security
• Fraud detection and prevention systems
• Transaction monitoring
• Restricted access to sensitive payment information

Payment transactions may be processed by third-party payment providers and payment networks that maintain their own security and privacy standards.

Lawtham does not request customers to provide complete payment card information through ordinary customer-support communications such as email.

11. Order Verification

For security and fraud-prevention purposes, Lawtham may review certain transactions before an order is processed.

Verification may include:

• Payment authorization checks
• Billing information verification
• Address verification
• Fraud screening
• Payment-provider verification
• Additional information requests where reasonably necessary

Additional verification may cause a temporary processing delay.

Lawtham reserves the right to cancel or decline an order when payment cannot be successfully verified or when a transaction appears unauthorized, fraudulent, or otherwise inconsistent with applicable payment requirements.

12. Failed or Declined Payments

A payment may be declined or fail for reasons including:

• Insufficient funds
• Incorrect payment information
• Incorrect billing information
• Expired payment credentials
• Payment-provider restrictions
• Bank or card issuer restrictions
• Fraud-prevention screening
• Technical processing issues
• Payment account limitations

If a payment is unsuccessful, Lawtham will not consider the order fully paid until successful payment authorization is received.

Customers may need to contact their bank, card issuer, or payment provider for additional information regarding a declined transaction.

13. Billing Information Accuracy

Customers are responsible for providing accurate and complete billing information.

Customers should verify the following information before submitting an order:

• Full name
• Billing address
• Payment information
• Email address
• Contact information

Incorrect information may result in payment failure, additional verification, processing delays, or order cancellation.

14. Taxes and Additional Charges

Applicable taxes may be calculated based on the customer's shipping destination and applicable laws or regulations.

The checkout page will display applicable charges before the customer confirms the purchase.

Customers are responsible for reviewing the final order total before completing payment.

15. Refund Processing

When a refund is approved, Lawtham generally issues the refund to the original payment method used for the purchase.

The time required for refunded funds to appear in a customer's account may vary depending on the payment provider, bank, card issuer, or financial institution.

For additional information regarding eligibility and return procedures, customers should review Lawtham's applicable Return & Refund Policy.

16. Chargebacks and Payment Disputes

Customers are encouraged to contact Lawtham before initiating a chargeback or payment dispute when an issue can reasonably be resolved through customer support.

Lawtham will make reasonable efforts to address concerns involving:

• Billing issues
• Payment errors
• Order status
• Delivery concerns
• Product-related issues
• Refund requests

Lawtham may provide relevant transaction, order, shipping, and communication records to payment processors or financial institutions when responding to a legitimate payment dispute.

17. Promotional Discounts and Pricing Errors

Lawtham may offer promotional discounts, coupons, or special pricing from time to time.

Promotions may be subject to specific terms and eligibility requirements.

Lawtham reserves the right to:

• Correct pricing or system errors
• Modify or discontinue promotions
• Restrict promotional usage
• Cancel transactions resulting from obvious pricing or technical errors

If an incorrect price is displayed due to a technical or system error, Lawtham may contact the customer before processing or may cancel and refund the affected order.

18. Payment Availability

Payment methods may vary depending on technical availability, payment-provider requirements, customer eligibility, device, browser, region, or other checkout conditions.

The payment methods currently supported by Lawtham may include:

Visa, Mastercard, American Express (Amex), Discover, Diners Club, JCB, UnionPay, Elo, PayPal, Apple Pay, Google Pay (G Pay), Shop Pay, and Venmo.

The actual payment options available to a customer will be displayed during checkout.

Lawtham may add, remove, suspend, or modify payment methods when necessary due to payment-provider requirements, technical changes, security considerations, or operational reasons.

19. Policy Updates

Lawtham may update this Payment Methods Policy from time to time.

Any changes will become effective when the revised policy is published on the Lawtham website.

Customers are encouraged to review this page periodically for the most current information regarding available payment methods and payment procedures.

20. Contact Information

If you have questions about payment methods, billing, payment authorization, refunds, or transaction security, please contact Lawtham customer support.

Lawtham is committed to providing a secure, transparent, and convenient payment experience for every customer.

Important: The payment methods listed in this policy are intended to reflect the payment options actually available to customers through the Lawtham checkout experience.